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UK Student Health Cover

  /  UK Student Health Cover

Overview

You might need to pay a healthcare surcharge (called the ‘Immigration Health Surcharge’ or IHS) it depends on your purpose of application and type of visa you are apply for

When you have to pay for IHS: While applying for Online Visa application you need to pay IHS as part of your application or when you book an appointment. If you’re applying by post, you will have to pay the IHS online before you send your application. You’ll need to mention the IHS reference number on your application form.

When you can start to use the NHS: You can start using the National Health Service (NHS) when both: you’ve paid the healthcare surcharge or your visa or immigration application is granted You’ll still need to pay for certain types of services, such as Prescriptions, Dental Treatment and Eye tests. You should bring your biometric residence permit with you to avail healthcare services in the UK.

Who needs to pay?

If you are applying for a visa to work, study or join your family in the UK for more than 6 months and you are a National of a country outside the European Countries.

If you are applying for a visa to work, study or join your family in the UK for more than 6 months and you are a National of a country outside the European Countries.

As mentioned above, Master studies in the UK higher education often cost less in total than undergraduate programs. Mainly because of each program’s different length. Overall, tuition fees change depending on what course you’re attending.

At the moment, a resident student has to pay £6,842 per year in a Master full-time taught course. On the other hand, an international student must pay the highest UK tuition fees on average £14,096 in order to attend the same course.

As an international student in British universities, the university tuition fees depend on the type of your study program. In a classroom-based program, you will have to pay £14,096 annually. If your course is a Laboratory-based program you will have to pay higher tuition fees amounting to £16,222 per each academic year. At Clinical programs, you’ll have to pay £21,767 and finally, at MBA program the tuitions can amount at £18,914.

Part-time and Full-time tuition fees in the UK

  • a) You are a child under 18 (need to be taken care by local authority)
  •  b) You are a civilian employee at the Australian Department of Defence in the UK (or you’re their dependent) OR at NATO.

The payment service will inform you that you don’t have to pay anything and will give you (IHS) number that is Healthcare surcharge reference number for your application. You will also be able to use the (NHS) National Health Service even if you are exempt from paying.

Who does not need to pay or get an IHS reference number?

  • If you want to apply for indefinite leave to enter or remain.
  • If being a dependant of a member of the UK’s armed forces.
  • If you are the dependant of a member of another country’s armed forces who is exempt from immigration control.
  • If you are a member of a visiting armed forces or diplomat and not subject to immigration control.
  • If you are a British Overseas Territory citizen resident in the Falkland Islands.
  • If you are applying for a visa for the Isle of Man or Channel Islands.
  • If you are a family member of a European national with European Union treaty rights
  • If you are applying for humanitarian protection or an asylum seeker or you are a domestic worker who has been identified as a victim of slavery or human trafficking (or you are their dependant)
  • If you want to remain in the UK and are applying for discretionary leave as someone who has been identified as a victim of slavery or human trafficking (or you are their dependant) the Home Office’s domestic violence concession applies to you (or you are their dependant) being made to leave the UK would be against your rights under Article 3 of the European Convention of Human Rights (or you are their dependant)
  • If you apply for indefinite leave to remain but are only given limited leave you need to pay the healthcare surcharge before you are given the leave.

Visitor visas and short-term visas
It is not essential to get an IHS reference number also you do not need to pay the surcharge if you are applying for a visitor visa for 6 months or less from outside the UK. It is essential to pay for any NHS care you get at the point you use it – unless it’s a service that’s free.

How much you have to pay? You need to pay: £300 per year for a student or Tier 5 (Youth Mobility Scheme) visa?

For E.g. £600 for a 2-year visa £400 per year for all other visa and immigration applications.
For E.g. £2,000 for a 5-year visa dependants usually need to pay the same amount as you.
You need to calculate how much you will have to pay before you apply as the exact amount you have to pay depends on how much leave you’re granted.
If your application includes part of a year that is less than 6 months you will pay half of the yearly amount and if your application includes part of a year that is more than 6 months you will pay for a whole year.
If you paid the healthcare surcharge for more years than you were granted leave, you will automatically get a partial refund.

When you must pay?

If you apply for a visa by post, you will have to pay the surcharge before you send your application. You will need to include your IHS reference number on the application form.
If you apply for a visa online, you will have to pay the surcharge as part of the application.
If you do not pay the surcharge (or do not pay enough) as part of your visa or immigration application you will receive an email from UK Visas and Immigration.
Once you get the email, you must pay the surcharge within 10 working days if you are inside the UK 7 working days if you are outside the UK. Check your junk folder if you cannot see the email in your inbox. If you do not pay the full amount in this time your visa or immigration application will be turned down.

When you must pay?

As part of the application process if you are making an immigration application online you pay the healthcare surcharge you must complete the payment and return to the online immigration application in less than 30 minutes.
If you are making an immigration application by post you must pay the healthcare surcharge before you complete your application.
You must pay the healthcare surcharge by debit or credit card.

  • the type of visa you are applying for
  • your passport or travel document number
  • An email address.
  • If you are applying online, you will be asked for –
  • your start and end dates on your certificate of sponsorship
  • Your course dates if you are applying as a student.
  • You need to pay by cash at the UK embassy if you are in the Democratic People’s Republic of Korea.
    Family members
  • You will need the same information that you used to pay for:
  • any person you are applying to join or remain who is already in the UK (you do not need to add this person’s details if they are a UK or EEA citizen)
  • any person applying for a visa or other immigration application with you, for example a dependant
  • If you’re joining someone in the UK (or IHS reference number if they have one) you will also need their leave expiry date.
  • Finish your visa or immigration application

Finish your visa or immigration application

  • You can only use this number once – you will need to get another one if you reapply.
  • his will also be shown on screen when you have paid.
  • You will be sent an email with an IHS reference number.
  • You’ll need to write this on the cover of your visa application if you’re applying by post.
  • You need this reference even if you’re exempt from paying the healthcare surcharge.
  • Finish your application form and pay your visa or immigration application fee.

Refunds It is automatically paid to the account or card you paid with. You do not need to do anything to get an IHS refund.

  • You’ll get a full IHS refund if: you withdraw your visa application
  • you paid twice. your visa application is refused.
  • You’ll get a partial IHS refund if your visa application’s successful but: You get less time on your visa than you asked for.
  • any dependants on your visa application are refused .
  • You will not get a refund if: your visa application is successful but you do not come to the UK.
  • you leave the UK before your visa ends, for example to make a new application.
  • you’re told to leave the UK before your visa expires.
  • you’re applying for indefinite leave to remain or changing to another visa where you do not need to pay the IHS .
  • How long it takes? Within 6 weeks you usually receive your refund of getting a decision on your visa application.
  • After your visa application is refused, it can take longer if you appeal or ask for an administrative review.
  • If you appeal or ask for an administrative review
  • You will receive your refund up to 6 weeks after your appeal or administrative review is dismissed only if you applied from inside the UK.
  • You will receive your refund up to 6 weeks after your visa application is refused only if you applied from outside the UK
  • If your appeal or administrative review is successful and you’ve already got your IHS refund, you will have to repay the IHS
  • You might have to repay a different amount if the length of your stay changes and you get less time on your visa than you asked for Contact UK Visas and Immigration (UKVI) if your refund is not paid within 6 weeks.

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